Buildings insurance

Peace of mind that you’re covered for rebuilding or repairing your home if it’s struck by lightning, affected by flood or damaged by fire.

  • Up to £1,000,000 protection from damage caused by weather, fire, subsidence or flood
  • Discount available on combined buildings and contents insurance
  • UK based claims and customer service experts

We work with a panel of insurers to create products that are right for you. You’re covered for damage caused by everything from storm, fire and flood to a leaking washing machine, dishwasher or fridge. All repair work undertaken by our recommended contractors is guaranteed for 12 months. 

Why choose us?

  • Fast and easy claims service
  • Tailor your cover with optional extras and upgrades
  • UK based claims and customer service experts
  • Repair work guaranteed for 12 months

Up to 15% discount on combined buildings and contents insurance

What’s covered?

  • Your buildings

    Cover for damage to the structure of your home and permanent fixtures such as your kitchen, bathroom and fitted wardrobes against perils such as fire, theft, flood, subsidence, vandalism and malicious damage

  • Escape of water or oil

    You’re covered if your washing machine, dishwasher, central heating system or fridge leaks, provided they’re in a good state of repair.

  • Trace and access

    Up to £5,000 to cover the cost of detecting and repairing the source of a water leak

  • Underground pipes and cables

    Cover for accidental damage to underground drains, pipes, cables and tanks providing services to or from your home for which you are legally responsible.

  • Glass and sanitary ware

    Cover for accidental damage to windows, doors, skylights, greenhouses and conservatories, including fixed sanitary ware and bathroom fittings

  • Liability cover

    Up to £1,000,000 cover for any amount which you become legally liable to pay as a result of damage to somebody else’s property, or in the event that any person suffers an injury whilst on your property

  • Alternative accommodation

    If your home is made uninhabitable as a result of loss or damage covered by your policy, you’re covered for the cost of alternative accommodation up to 20% of the sum insured

Make it personal

We don’t believe in one size fits all. Tailor your buildings insurance with optional extras and cover upgrades that suit you and your home. 

Home emergency

Take the panic out of a situation with our home emergency optional extra. Reassurance for a range of problems such as a break in, or central heating that doesn’t work. Simply call our 24 hour emergency helpline. We’ll assess the situation and send out one of our recommended contractors. It’s important you don’t call your own tradesperson as the work may not be paid for by the claim. 

Buildings accidental damage

Choose accidental damage insurance as an optional extra and you’re covered for those mistakes that are expensive to fix. Put your foot through a floorboard in the loft or spill a glass of red wine on the carpet – with accidental damage as an optional extra, you’re covered.